Our fees are comparable with those charged by other hematologist/oncologists in Southeastern Michigan. We accept cash, checks, Visa and MasterCard. We participate with the following insurance plans:

HMO · Priority Health · Priority Health Medicare · BCN (Referral Needed - We Precert Port, Bone Density, PFT, Colonoscopy)  · BCN Advantage PPO · Cigna PPO (Connecticut General)  · HAP Preferred · Alliance Health and Life (HAP PPO) · Alliance Medicare (HAP PPO) · Great West · Cofinity (includes Aetna members that live in Michigan) · TRPN (Three Rivers Provider Network) COMMERCIAL · Champus/Tricare Standard (not Prime) BLUE CROSS (We Precert CT & MRI – Not needed if Medicare is Primary) · Traditional · FEP · MESSA · Community Blue · Blue Preferred · Blue Preferred Plus · Blue Shield Medicare Advantage · Medicare Plus Blue · Medicare Plus Blue PPO MEDICAID · Midwest  · Medicaid (Straight) MEDICARE · Medicare Part B · United Healthcare – Medicare (Railroad) **WE DO NOT ACCEPT THE BCN U OF M PLANS (BLUECAID, BLUE ELECT, AND PREMIERE CARE) **ANY OTHER INSURANCE CARRIERS MUST BE VERIFIED BEFORE SCHEDULING

If you belong to a health maintenance organization (HMO), you must have a referral from your primary physician. Most preferred provider organizations (PPO's) do not require referrals. However, if AAHOA is not in your network, you must have a referral and you may be responsible for a co-pay. It is your responsibility to be sure that referral authorizations are updated as necessary. If you do not have an authorization at the time of your appointment, we will ask you to reschedule your visit or sign a waiver accepting full responsibility for the charges. Co-pays are expected at the time of service.

If you have commercial insurance or if you are insured by a plan in which we do not participate, we will expect payment at the time of service. Our office will bill your insurer. If we receive payment for the visit, we will reimburse you. If there is a difference between the fees we charge and the amount your insurance pays, you will be responsible for the balance and for any deductibles. Our insurance department at 734-712-1010 will answer questions regarding bills or insurance coverage.

Limited financial assistance is available to qualified patients through St. Joseph Mercy Hospital, the Leukemia Society of America, American Cancer Society, pharmaceutical companies, and other agencies. These resources may provide reimbursement for travel expenses, medications, and other uncovered medical expenses. Please let us know if you need assistance in applying for these programs.